Richard C Decker - Galt - Coral Ridge - Fort Lauderdale - eRealEstate.com Administrator

Yeah !
Today the House Financial Services Committee approved H.R. 3126, the "Consumer Financial Protection Agency Act of 2009" 39-29. Two important amendments offered impacted the HVCC and RESPA. An amendment under the leadership of Rep. Gary Miller (R-CA) and Travis Childers (D-MS) and offered by Miller, Childers, Donald Manzullo (R-IL), and Michele Bachmann (R-MN) to sunset the Home Valuation Code of Conduct (HVCC) and allow all loan originators, licensed or registered in accordance wit… Continue

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As of 10/1/09, there are some significant changes being made to the process for approving condos for FHA financing. Some of the major changes are:

The Spot Approval process is eliminated
Condo project approvals will expire every 2 years
Condo projects may be approved for buildings with 2 or more units
Right of first refusal is permitted unless it violates discriminatory conduct

Spot approval was one on the only ways for condos to get approved if the boards did not do the w… Continue

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